Types of Financial Aid

 

Scholarships & Grants

Student Loans

Work Study

Other Types of Aid

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Scholarships & Grants

 

Scholarships (and grants) for FCC Students


The Bernard A. Adams Open Campus Scholarship

The Bernard A. Adams Open Campus Scholarship is available to encourage the participation of high school seniors to take a class at FCC during their senior year.
 
The scholarship is intended to support students who:
 
 • Have not previously considered college.
 • Do not have the financial resources to attend college.
 • Have had to overcome serious obstacles to succeed in high school.
 • Are first-generation college students.
 • Are under-represented in the population of students who generally participate in the Open Campus program.
 
Click here for applications and directions for submission.


Continuing Education Scholarship Application

Scholarships are available for students who enroll in continuing education programs. The amount of funds available varies each semester. While some scholarships are available for any programs, others are restricted to students registering for a specific course. To apply, visit the online CE Scholarship Application and follow the application instructions. Applications are evaluated through a competitive process with selections made by a committee of faculty and staff members. If you have any questions, issues, or concerns, please contact the financial aid office at 301.846.2482 or email.

FCC Children's Center Childcare Grant

This scholarship is for a very limited amount per semester. The amount ranges from $100 to $750 per semester. Students need to be enrolled in classes at FCC. A student's class schedule is reviewed as part of the awarding process. Classes must start and end during Children's Center operating hours. Please note deadlines for submission each semester. Click here to download the application.  

Maryland State Scholarships and Grants

Each year, the State of Maryland awards nearly $110 million in need-based grants and merit scholarships to more than 57,500 Maryland residents through its 19 programs. Maryland's scholarship and grant programs are available to eligible students who plan to attend any public or private Maryland college, university or career school. Money can be used by both part-time and full-time students. To apply for most state scholarships and grants, you must fill out the Free Application for Federal Student Aid (FAFSA). Some scholarships do require additional applications. MARYLAND STATE APPLICATIONS ARE AVAILABLE at www.mhec.state.md.us.

For information and applications for the Edward T. Conroy Memorial Scholarship (provides assistance to 100% disabled public service employees: children & spouses of deceased and 100% disabled public safety employees; POW's, children of POW's; children of deceased or 100% disabled military; certain 25% disabled military; and spouses and children of victims of the Sept 1, 2001 terrorist attack) contact FCC's scholarship coordinator.


PLEASE NOTE: To be considered for some of these programs, you must submit your FAFSA by March 1st for the coming year.

Loats Scholarship

If you're a resident of Frederick County and have a financial need (FAFSA required) and good grades you may be awarded this scholarship. Priority is given to orphans and students from single parent families. Recipients need to pursue careers in public service such as teaching, nursing or social work. The awards range from $300 to $600 per semester (depending on enrollment status) with the number of awards made each semester based on available funds.  To apply for this scholarship, submit an FCC Foundation Scholarship Application.



Frederick Singles Scholarship

This scholarship is awarded to a Frederick County high school senior who is the child of a single parent. Eligibility is based on financial need and academic achievement. You must attend FCC immediately after you graduate from high school. The amount of the award varies. This is a nonrenewable, two-semester award. Guidance counselors nominate students by April 15 to the FCC Scholarship Committee.  Contact your high school guidance counselor for more information.

Ambassador Scholarship

Ambassador Scholarship Qualifications: Each year 30 high school seniors from Frederick County are awarded the FCC Ambassador Scholarship for maintaining a 3.5 grade average through grades 9-12. It is awarded only to students who choose to attend FCC the fall term following their graduation from high school. Ambassador Scholars will be asked to participate in the Ambassador Program while at FCC. The Ambassador Program provides students an opportunity to participate for a minimum of ten hours per semester. Examples of opportunities may include providing campus tours, performing college outreach functions, assisting at college activities, etc.
 
Awards: Full-time students will receive $350 for the fall semester, renewable for up to three additional semesters at variable amounts, depending on maintenance of at least a 3.0 grade point average and participation in the Ambassador Program.
 
Applications are available on this web site (see link below), in the Admissions Office, (first floor J-Building, Enrollment Services) at FCC, and at local high schools.  Ambassador Scholarships are awarded based upon date of receipt of application and high school transcript to FCC. Public, private and home school students are encouraged to apply.

  Ambassador Scholarship Application

The Routzahn Scholarship Endowment Fund

Each year one senior in each public high school in Frederick County is awarded the Routzahn Scholarship. Students who choose to attend FCC in the fall after their high school graduation, and who plan to major in a business-related curriculum, may apply. Each high school may develop its own eligibility criteria. Please contact your high school guidance office for more information.  Each Frederick County high school will select one student by April 15.



Other Scholarships



The Community Foundation of Frederick County is a local group that awards a large number of scholarships each year. Visit their web site at www.cffredco.org to view their list of scholarships and application process. 

The Financial Aid Office maintains a bulletin board listing information on various scholarships. Feel free to stop by and take a look at our listings.


Grants


Grants are a form of financial assistance that students do not have to repay.  To determine eligibility for any of the grant programs listed below, students must first fill out and submit a Free Application for Federal Student Aid (FAFSA) for the current school year. The following grant programs are awarded annually. Students must reapply each year to determine eligibility.


Federal Pell Grant

The Federal Pell Grant Program is a need-based program for those students who have not completed an undergraduate degree. Annual awards range from $0 to $5645 as determined by a Federal Formula. To apply for a Pell Grant, students must first submit a FAFSA.  Additional paperwork may be requested from the student to complete a verification process.


Federal Supplemental Educational Opportunity Grant
This Federal grant is awarded to the neediest students, as determined by the information provided on the FAFSA. Awards may range from $100 - $250 per semester, based on financial need. Students must be enrolled at least half time to be eligible.
Click here to view additional requirements for student eligibility for the Federal Grant programs.
 
Maryland State Scholarships and Grants

Each year, the State of Maryland awards nearly $80 million in need-based grants and merit scholarships to Maryland residents through its 23 programs. Maryland’s scholarship and grant programs are available to eligible students who plan to attend any public or private Maryland college, university or career school. Money can be used by both part-time and full-time students.  To apply for most state scholarships and grants, students must fill out the FAFSA.
Deadline/Please note:  To be considered for some of the State programs, students must submit the FAFSA by March 1st for the coming year.  More information is available on the Maryland Higher Education Web site.

FCC Grant
This is an institutional (FCC) grant program.  Awards may range from $50 - $450 per semester depending on available funds.  It is awarded based on financial need.  Students must be enrolled at least half time. 


Student Loans


The Federal Direct Loan Program provides students and parents with low interest loans to assist with paying educational expenses. The U.S. Department of Education is the lender rather than a bank or other financial institution. It is recommended that all other funding sources first be exhausted before turning to student loans.

Please select from the options below:

Federal Direct Student Loan Information and Application
2013-2014 Direct Loan Information and Application Process
 
Federal Direct PLUS (Parent) Loan Information and Application

The Federal Direct PLUS Loan is a loan from the U.S. Department of Education for parents of dependent, undergraduate students who complete a FAFSA and meet general eligibility requirements. The interest rate on PLUS loans is 6.41%. For information on how to apply for a Federal Direct PLUS Loan, please contact the FCC Financial Aid Office to obtain our application.
 
Alternative Loans

Attending FCC is already an affordable option. We offer federal and institutional grants, scholarships, federal loans, opportunities to work on campus and a payment plan which provides the option to spread the cost of any given semester over several monthly payments.
Borrowing an alternative loan should be done so only as a last possible resort and are not recommended to be used while attending FCC. Alternative loans are NOT federally funded or regulated. We will work with borrowers on a case by case basis.

 

Loan Exit Counseling

Loan Exit Counseling is required when you are graduating, leaving school, or drop below half-time enrollment (half-time enrollment is defined as at least 6 credits per term at FCC).

Exit Counseling prepares you for loan repayment and provides you with important details regarding your student loan rights and responsibilities and repayment plan options. 

Completing Exit Counseling is a federal requirement. FCC requires that all students complete the on-line exit counseling session a thttp://www.direct.ed.gov/leaving.html

Please contact the Financial Aid Office as soon as you know you will be graduating, leaving school or dropping below half-time.
 

Work-Study Student Employment Program


The Work-Study Student Employment Program (WSSEP) gives students a work-based learning experience on campus while providing financial support for their college education. Students must demonstrate financial need to participate in the program. To apply for WSSEP, please follow these steps:

Complete and submit the FAFSA.  Submit any additional required forms or documents as requested by the Financial Aid Office. Incomplete application files will delay the processing of the work study application.

Complete a Work Study (WSSEP ) application (available in the Financial Aid Office, J-301, and the Career Center, J-201) to determine financial eligibility to work on campus. Students under 18 years of age must also submit a Work Permit with their application. Questions about Financial Aid can be addressed by calling 301.846.2620. download and print an application here.

Eligible applicants (with completed financial aid files) will be contacted by the FCC Career Center for an initial appointment to discuss career interests, skills and abilities. Ineligible applicants will be offered job search assistance for hourly on-campus positions or off-campus positions.

The Career Center will forward student applications to college department managers based on position availability and student suitability for the job (based on stated skills, interests and abilities).

Department managers will contact students directly to schedule job interviews with the department. Students should be prepared, dress appropriately and offer references. This is a real job interview and is a competitive process, meaning other students may be interviewing for the same position. Students need to be prepared to sell themselves as the best candidate.

Department managers will make an offer to the selected candidate. Students are requested to immediately inform the Career Center of an accepted offer.

Students will arrange a starting date and suitable work schedule with their department manager. Students must notify their department immediately if a change in start date or work schedule becomes necessary.

Students must attend the WSSEP Student Orientation at which time program policies and procedures will be reviewed, work agreements will be signed, and employment processing will be conducted. WSSEP students who do not participate in Student Orientation cannot begin employment and cannot be paid.

Questions regarding the WSSEP program should be directed to the Career Center at 301.846.2594.

Work Study Student Employment Application
 

Other Types of Financial Assistance

 
Deferred Payment Plan (FACTS)

Sign Up for a financial-aid/payment-plan

FCC offers a payment plan for our academic students for both fall and spring terms. Students pay a minimal (non-refundable) application fee, then make a series of payments over the course of the semester.

Once enrolled, the payments will automatically be deducted on the 5th of each month from the designated bank account or credit card.  To learn more and to sign up, click the payment plan link above. The Student Accounts Office receives immediate notification of your enrollment which secures your seat in the class!

Please Note: Do not assume your balance will automatically be adjusted if financial aid is received or a class is dropped or added. You should review your agreement balance online through My FACTS Account or call the Student Accounts Office to confirm the change.

For more information, stop by the Student Accounts Office in the Student Services Building (J-119), or contact them at 301.846.2456.

Waivers and Tuition Reductions


Tuition waivers are available for the following:
· Persons 60 years and older
· Persons retired due to disability
· 50% Tuition Waiver for Maryland National Guard
· In-county tuition is offered to Maryland residents for specific health care majors
Specific steps and special requirements for obtaining each waiver can be found in the FCC Academic Catalog under the section titled Tuition and Fees.
 

Military Tuition Assistance and Veterans Benefits


Active duty, reservist and retired military personnel may be eligible for educational benefits. These include:

Military Tuition Assistance for active duty military (contact your Post or Base Education Office for eligibility and procedures).

Veterans Benefits for active and separated service members (FCC has a VA certifying official in the Financial Aid Office to assist with procedures regarding VA Benefits and the GI Bill). Contact our VA rep at 240.624.2836 or click here for more information.

Education Benefits for Reservists (contact your Education Officer for information on benefits and procedures). FCC offers a 50% tuition waiver for members of the Maryland National Guard. See the FCC College catalog for details.

To view additional information about Military Education Benefits, go to http://www.military.com/Careers/Education.

Frederick County Workforce Services


Need help paying for your classes? Through a grant-funded program, Frederick County Workforce Services offers tuition assistance to Frederick County residents who are either unemployed or underemployed according to established income guidelines. Candidates must demonstrate proof of U.S. citizenship or legal resident alien status. For more information and to find out if you qualify, please contact Frederick County Workforce Services at 301.600.2255. and ask to speak to a career specialist.

The FCC Transfer Center has compiled a list of scholarships that may be available for FCC students who are transferring to other schools. Check out the Transfer Center web page for information on these scholarships.
 

Financial Assistance through the Office of Adult Services

 
The Office of Adult Services provides supportive services for returning adult students, including consideration for financial assistance for eligible single parents, displaced homemakers and single pregnant women.  For additional information, click here.

Tax Credits


The Federal Government has designed the Hope Credit and the Lifelong Learning Tax Credits as possible options to assist families who are paying for educational expenses.

Click below to find out more about qualifying for these tax credits.
 

Take Advantage of Tax Credits for College Tuition!


The federal government offers parents and students two tuition tax credit options. The Hope/American Opportunity and Lifetime Learning tax credits are available to help cover college tuition. Tax credits allow you to subtract the amount of the credit from your federal income tax bill (the deduction is subtracted from your income before your taxes are calculated).

The Hope/American Opportunity Tax Credit applies to tax years 2009 and 2010. The maximum credit is $2500 and the student must be enrolled at least half time in a program that leads to a degree.

The Lifetime Learning Tax Credit is available for all years of schooling beyond high school and for courses (even one) to acquire or improve job skills.
You can visit the following Web sites for more detailed information about these available tax credits:

CollegeBoard 

IRS

Employer Educational Benefits


Employers may offer educational benefits to assist employees with furthering their education. Check with your Human Resources Department for details.
 

Helpful Links


Check your awards

FCC EFunds Card

Financial Aid Forms

FAQ for Peoplesoft

FAQ for myFCC

FAFSA 

Maryland Dream Act

Maryland State Scholarships

IRS
 

Financial Aid

 

Email: Financial Aid
Enrollment Services Building
Suite J-301 (third floor)
Phone: 301.846.2480
Fax: 301.624.2886


Current office hours:

Monday - Thursday
8:30a.m.- 7:00p.m.
Friday 
8:30a.m. - 4:30pm


 

Student Accounts Office


Email: Cashier's Office
Enrollment Services Building
Suite J-119 (first floor)
Phone: 301-846-2658
Fax: 301-846-2648

Current office hours:
Monday 

8:30a.m.- 7:00p.m.
Tuesday - Fridays
8:30a.m. - 4:30p.m.